Why Choose Woiya

Scalable and Flexible Solution

Whether you're a startup or a multinational corporation, Woiya Monetis scales to fit your business needs. With flexible pricing models and modular service offerings, we make it easy for businesses of all sizes to start offering mobile money solutions.

2. Easy Integration

Our APIs and SDKs allow you to seamlessly integrate Woiya’s powerful mobile money services into your existing systems, apps, or websites. Whether you're integrating payment solutions for retail or offering cross-border remittance services, Woiya simplifies the process.

3. Security and Compliance

With Woiya, security is a top priority. We use cutting-edge encryption and fraud prevention technologies to protect both your business and your customers. Our platform also complies with local and international regulatory standards, ensuring your services are always in line with the latest financial regulations.

4. Multi-Channel Transactions

Offer your customers flexibility with both online and offline payment capabilities. Whether it's mobile transactions via smartphones, USSD, or SMS, Woiya ensures that your customers can send money, pay bills, and access their funds no matter where they are or what device they’re using.

5. Global Reach

Reach customers anywhere, anytime, with Woiya's global network of partners and telecom integrations. We support international money transfers, allowing you to offer cross-border remittances, bill payments, and currency exchange services easily.

Woiya Monetise is more than just a mobile wallet—it’s a comprehensive, cloud-based solution that enables businesses to provide secure and seamless financial services to their customers. With our SAAS Mobile Money Platform, you can offer a full suite of mobile payment solutions and more, all through one powerful, scalable platform.

Core Features of Woiya SAAS Mobile Money Platform

Mobile Wallet Solutions

Give your customers the ability to store, manage, and transfer funds directly from their mobile devices. Whether for personal use, business transactions, or payments, Woiya’s mobile wallet is designed for simplicity and security.

• Fund Management: Effortlessly manage funds in multiple currencies.

• Payment Solutions: Enable instant payments for goods and services.

• Easy Access: Use mobile apps or SMS for access—no internet required.

Remittance Services

Woiya enables cross-border remittances, allowing businesses to send and receive money globally. With a strong telecom network, you can offer low-cost international money transfers that are secure and fast.

• Global Transfers: Send money across borders without hefty fees.

• Currency Exchange: Offer currency conversion for international transactions.

• Simple Process: Initiate remittances via USSD, SMS, or the mobile app.

Payroll Management

Empower businesses with a streamlined payroll system. With Woiya, you can disburse employee salaries directly to mobile wallets, saving time and eliminating the need for physical checks or bank accounts.

• Employee Payments: Pay employees directly through mobile money.

• Remote Access: Employees can access salaries from anywhere, even in remote locations.

• Flexible Disbursements: Offer weekly, bi-weekly, or monthly pay cycles.

Merchant Solutions

Integrate Woiya’s payment gateway into your e-commerce platform or physical store, allowing customers to pay for goods and services easily and securely. Accept mobile payments at any point of sale.

• POS Integration: Enable in-store payments via mobile money.

• Online Payments: Accept payments on websites and mobile apps.

• Easy Reconciliation: Track and manage all payments in one place.

Credit & Microloans

Woiya allows you to offer credit and microloan solutions, providing access to short-term loans directly through mobile phones. This feature can be integrated into your platform to offer easy-to-access credit to customers.

• Microloans: Provide small, short-term loans with flexible repayment terms.

• Credit Scoring: Integrate credit scoring and reporting features.

• Instant Disbursements: Loans are disbursed directly into mobile wallets.

Insurance Solutions

Offer accessible insurance products, including health and life insurance, through the Woiya platform. Allow customers to buy, manage, and claim insurance benefits directly from their mobile devices.

• Health & Life Insurance: Provide affordable insurance options to customers.

• Mobile Claims: Customers can manage and file claims directly from their phones.

• Custom Packages: Offer personalized insurance plans tailored to customer needs.

How It Works

Scalable and Flexible Solution

Whether you're a startup or a multinational corporation, Woiya Monetis scales to fit your business needs. With flexible pricing models and modular service offerings, we make it easy for businesses of all sizes to start offering mobile money solutions.

2. Easy Integration

Our APIs and SDKs allow you to seamlessly integrate Woiya’s powerful mobile money services into your existing systems, apps, or websites. Whether you're integrating payment solutions for retail or offering cross-border remittance services, Woiya simplifies the process.

3. Security and Compliance

With Woiya, security is a top priority. We use cutting-edge encryption and fraud prevention technologies to protect both your business and your customers. Our platform also complies with local and international regulatory standards, ensuring your services are always in line with the latest financial regulations.

4. Multi-Channel Transactions

Offer your customers flexibility with both online and offline payment capabilities. Whether it's mobile transactions via smartphones, USSD, or SMS, Woiya ensures that your customers can send money, pay bills, and access their funds no matter where they are or what device they’re using.

5. Global Reach

Reach customers anywhere, anytime, with Woiya's global network of partners and telecom integrations. We support international money transfers, allowing you to offer cross-border remittances, bill payments, and currency exchange services easily.

• Subscription-Based Model

  Businesses pay a recurring fee based on usage, features, or service tiers.

• Pay-Per-Use / Transaction-Based Model

  Businesses are charged based on the number of transactions they process.

• Freemium Model

  Basic features are offered for free, while premium features or services require payment.

• Tiered Pricing Model

  Pricing is based on different service tiers, with businesses selecting the plan based on their size and needs.

• Marketplace Model

  Woiya provides a marketplace for third-party financial products and takes a commission on sales.

• Hybrid Model

  A combination of multiple business models, such as subscription with transaction fees or freemium with premium charges.

• Revenue Share / Commission-Based Model

  Woiya takes a percentage of each transaction processed on the platform.

Potential business models for a Woiya SAAS Mobile Money Platform:

Partnerships

For Woiya Monetis to succeed the technology is built on a robust ecosystem of partnership to ensure you receive the best service possible. The ecosystem network include telecoms, banks, agents, and merchants and regulators. This helps provide seamless, secure, and efficient solutions that cater to your diverse financial needs.

We collaborate with top telecom service providers to enable fast, low-cost mobile remittances, making it easier for you to send money home using your mobile device. Whether you're sending money to family, paying for services, or managing your account, our telecom partnerships ensure accessibility and convenience.

Our partnerships with banks allow us to offer secure transactions, credit-building opportunities, and loans, regardless of your credit history. By working closely with financial institutions, we ensure that you can access the tools necessary to take control of your financial journey—no matter where you are.

We have a wide network of agents that make our services available in more places. Whether it's cash pickups, transaction support, or providing in-person customer service, our agents play a key role in ensuring that Woiya Monetis remains accessible and reliable to our users both locally through our Global App or Woiya Edge.

With a growing list of merchant partners, we make it easy for you to spend your money, whether you’re shopping locally or online. Our merchant network lets you use your Woiya Monetis debit card to access your funds just like a local resident, simplifying payments for goods and services wherever you go.

In a world where financial services are often inaccessible to those without reliable internet or smartphones, WOIYA bridges the gap by combining modern mobile money technology with the simplicity of mobile networks. Our goal is simple: to provide everyone, regardless of their location or tech skills, with easy access to financial services.

woiya Monetis is a product of Moloo Sobon Involabs LLC. Incorporated and registered in the US (No.202657617)